Educational content
HT Bullion content is provided for general educational purposes and does not create an adviser-client, attorney-client, fiduciary, brokerage, lending or other professional relationship.
Single-user license
Paid publications and member-area content are licensed to the purchaser for personal use. Unless HT Bullion provides written permission, purchasers may not reproduce, redistribute, resell, publicly post, share account credentials, remove identifying marks, or make paid material available to third parties.
Intellectual property
HT Bullion branding, text, graphics, publications, frameworks and website material are protected by applicable intellectual-property laws. Purchase provides a limited use license, not ownership of the underlying intellectual property.
No guarantee
HT Bullion does not guarantee investment results, asset performance, loan availability, borrowing terms, tax treatment, regulatory outcomes, provider availability or the continued operation of any third-party institution discussed in educational material.
Refund and access policy
Final refund terms should be configured before launch and displayed at checkout. HT Bullion may suspend access where it reasonably believes account sharing, unauthorized redistribution, fraud, chargeback abuse or other material violation has occurred.
Changes
HT Bullion may update its publications and website to reflect editorial changes, evolving practices or changes in third-party services. Purchasers should rely on current provider documentation when conducting a live transaction.